B&B wrote:


I know this doesn’t belong in Newborn & Baby, but I have asked in other sections and I hardly got any answers. I always get good advice here, so I’m bringing it to y’all- because moms DO know everything :)
I am interested in fixing my credit, but I am clueless of where to start. I am very wary of credit agencies being a scam. If you have had credit troubles, and restored or are currently restoring good credit, can you please tell me a bit about how you did it- links to agencies, and personal experiences would be much appreciated.

note: Much of what I owe is outdated medical bills, utilities from when I was in college- really OLD stuff.

Thanks in advance!

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