Oct
28
T P wrote: I have made a decision to purchase a home in the near future. Sadly, I made a few errors regarding utilizing credit. At this time, I do not have credit cards and have not had a revolving account for more than two years. What I do have is a car payment that is never late, student loans that are in good standing (never late), BUT plenty in collections (medical mostly) and an old balance with Discover that is 5-6 years old. My credit score is near 600 yet still far away.
I want to pay off the very small balances. The larger ones I prefer to settle. If I settle, how would this reflect on my credit report and score? Also, would it be a smart move to open a secured credit card so that I have an active revolving account? How would a lender or a financing corporation view my credit if these payments have only been made recently or does that matter?
Any advice or suggestion is greatly appreciated. Thanks!!!
Online Business
Oct
25
Q wrote: Two years ago i lost my job and all hell broke loose with my finance, i couldn’t pay my bills anymore so my credit card got charged off, phone got cut off and a few other bills that was placed in collections. I was able to get a job in january of this year and is now trying to fix my problems, but i have no idea where to start. I called the credit card company to make payment arrangements but they said i have to pay it in full and i can’t because am not working that much money. I really would like to buy a little condo so my son could have his own room and all, i now learn to drive so i would like to get a car someday also… now it’s not possible with a credit score of 450. pleaseeeeeeeeeeeeeeeee somebody what can i do? help me to start clearing this thing up, am only 23yrs old and am a single mom with no family around so it’s hard but am trying, i just need some good advice to steer me the right way. if anyone reading this knows of a way or things i can do please let me know thank yu
Search Engine Placement
Oct
24
koritsi wrote: This is the transaction that I need to record:
dec.12:
Received a certified check for $1310.00 from customer Alice Cordero as payment in full on her account. Ms. Cordero’s account was written off as uncollectible on november 15 of this year (two entries required). The first step is to restore the customers account balance.
This is a fake transaction is for school. I need to know how to record, not what i do with the customer after transaction.
Search Engine Placement
Oct
24
veronica.tung wrote: Just wanted to know if it really helps restore the credit and what’s the service fee like?
How to Lose Weight
Oct
23
Destiny B wrote: I was always on time with paying my bills and had perfect credit up until a year ago, I was laid off work and couldn’t cope with the bills..my credit now is very poor and I’m finally settled again where i can start paying again but all my credit cards are on collections and i’m wondering how long would it take me to restore my credit back, I’m planning to consolidate them all in one and i’m going to be paying them off in about a few months but i’m really concerned with how long it’ll take me to have my credit back to 729, right not is 451.
Search Engine Placement
Oct
22
lynne wrote: I have bad credit & am looking to improve it. But first I have a few questions. Is it correct that debt older than 7 years will just drop off? When those drop off, will my credit score improve or will it stay low? I know I could try for a secured credit card, but I’m currently laid off & would like to avoid that at all costs. Most of my debt is older & if I just let them all “drop off”, will my credit be restored?
Online Dating
Oct
21
MemphisGal wrote: I have a good job. Due to high school and college credit cards, I have bad credit. I am working on restoring it but that takes time. I am in dire need of a good reliable car. I can get financed with a 20% interest loan which is crazy! Any other ideas?
Buying a Dog
Oct
19
kaci m wrote:
and what creditcards will most likely accept me because i dont want to apply for cards and lower my credit even more.
Oct
19
serena wrote: this is the situation:
i got divorce last year and i restored my last name with my maiden name.
the problem is that i dont own a credit card or a bank account and ive been having problems to check my credit.
i need to know whats going on with that cause i need to get a car.
How to Lose Weight
Oct
16
Sean W wrote: I am thinking about filing chapter 7 or 13 but i wanted to know how difficult it would be for me to receive credit
Credit Repair
Oct
12
* wrote: I have a lot of debt, and would like to know the best way to clean up my credit. I owe too much to clear them all. I don’t want to file for bankruptcy either. Is there another way to slowly restore your credit?
Parrots for Sale
Oct
9
J’adore wrote: How much does it take to restore your credit. I had 3K in bad credit card debt. I paid it off.
How long before I can get approved for renting an apartment or a car loan?
Online Business
Oct
8
discobnnyluv wrote: I deleted my Yahoo user ID years ago b/c I didn’t need it anymore. Unfortunately, another site requiring my Login, is requesting info within an email they’re sending to my deleted User ID. They refuse to send this email to any other address I own. Thus, I tried to re-register my old Yahoo email, but when I reached step 2, and input my previously deleted user ID, I rec’d the error: “This ID is not available”.
I tried going to the Yahoo! ID/Password Recovery, input my old User ID, then selected: “I have never used a credit card with Yahoo!” and clicked Continue. I rec’d another error message: “Sorry, we do not have enough information to proceed with password recovery for this account.”
I’m in dire need of restoring my previous User ID, does anyone know how I can do this, or who I can contact to help me?
Any information is truly appreciated.
The general response to my problem seems to be “sorry, you’re out of luck.” However, is there anyway of contacting a Yahoo representative directly? Via email, phone, snail-mail? Money talks… maybe I can BUY my user ID back. I refuse to believe there’s not at least SOME SORT of escalation process or department I can plead my case to.
Credit Repair
Oct
5
♥ Confused ♥ wrote: I want to be able to receive photos people want edited or restored.
I would let people pay through paypal or credit cards.
Is there a way I could show people the picture before I sell it to them (to ensure they like it ) without letting them be able to save it on their computer?
Which program could I use to make the website?
What should I include in the website?
Who can host it?
Please feel free to answer any or all of this questions.
Thanks in advance!
Parrots For Sale
Oct
4
C S wrote: Hi, I just filed for bankruptcy and have to go to court the end of this month. I guess I get discharged after 3 months, why does it take 3 months? Once it is discharged, then what? What do I need to do to restore the once awesome credit I used to have. My score was 720 befor job loss, etc. I need some good advice here.
How to Lose Weight
Oct
4
ana wrote: When I turned 18 I was very stupid and in a manic episode I maxed out like 8 different credit cards and ruined a bank account in the span of like a month. I’m now 22 and I want to get my credit in order. My credit score is extremely low. What do I do now? Where do I get help to restore my credit if I don’t remember where the credit cards were from? Does credit really erase after 7 years?
Hot Music
Oct
3
jennifer88310 wrote: We had a late credit card payment from 2 diffrent credit companies. Its the only thing stopping me from getting a good loan for my home. After they clear up, how long does it take me to restore points?
Best Credit Repair Companies
Oct
2
dinky wrote:
I have receive my credit report which has some creditors on there that have been coming after me for money. Medical bills things like that. I want to pay then and get them off my credit report to restore my credit. How should I go about getting in touch with them and arrange some payment plan?The address are listed.. Do I write them at that address and send checks there?
Oct
2
bflblzmjp wrote: My daughter’s credit is currently bad due to a divorce. My wife and I bought a condo in our name that she is living in. Mortgage and title are in our name. She lives there and pay’s for everything. Once her credit is restored we are going to sell it to her or put her on the title and let her refiance it in her name. In the meantime how do we treat this for tax purposes? Do we treat it like a rental and take depreciation, expenses etc. Can we treat it as a second home (It is in the same town we live in) and deduct interest property tax etc. Thanks in advance for your help
Buying a Dog
